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Do it Later x

We make planning for your future easy by providing fixed returns on your money. We aim to take the uncertainty out of long-term saving by providing a range of alternatives that suit all appetites.

Your eligible deposits with Investec are protected up to a total of £85,000 by the UK's deposit protection scheme, FSCS.

0845 366 6333
+44 20 7597 4131

 available fixed term deposits

1 Year Fixed Term Deposit

Get rewarded for long-term savings with our 1 year fixed term deposit.

  • 1.45% AER* for 1 year deposits
  • Rates applicable for balances between £25,000 and £250,000***

2 Year Fixed Term Deposit

Planning for the future? Our 2 year fixed term deposit can help.

  • 1.65% AER* for 2 year deposits
  • Rates applicable for balances between £25,000 and £250,000***

3 Year Fixed Term Deposit

Greater protection from rate changes with our 3 year fixed term deposit.

  • 1.90% AER* for 3 year deposits
  • Rates applicable for balances between £25,000 and £250,000***

3 Year Base Rate Plus

No longer available to new investors

This account pays 1.00% above the Bank of England base rate (variable).

  • Base +1.00% subject to a minimum of 2.00% AER*
  • Minimum balance of £25,000 and maximum of £2,000,000

5 Year Step Up Bond

No longer available to new investors

A 5 year account designed to reward the long-term saver. 

  • 2.40% AER* for the first 3 years and then 2.90% AER*
  • Minimum balance of £25,000 and maximum of £2,000,000


*** please contact us directly for larger amounts

* AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once a year. Gross means the interest rate payable before the deduction of tax. The AER is intended to be an indicative rate to help you compare the return on different savings products. 

** Please note that the rates quoted on our website are for fixed term deposits of up to £250,000 only. Different rates apply for larger deposits. Please call us to find out what rates we offer. If you apply and deposit more than £250,000, we will not open your account. Instead, we will contact you to see if you are happy to proceed on the basis of the rate we quote. In the meantime, your money will earn no interest. If we are unable to obtain your instructions within five working days of your deposit, we will return your deposit to you. If you paid by cheque, we will return your cheque uncashed. If you sent money to us electronically, we will return this to the account from which you sent the money.

By telephoning the above phone number, your call will be routed to Investec Limited in South Africa. Similarly, data provided to the above e-mail address will be sent to Investec Limited in South Africa. Any data (including personal data) that is provided by phone/e-mail in this way will be retained for marketing purposes. Data will not be disclosed outside the Investec group of companies and will be treated with full regard to the United Kingdom's Data Protection legislation. Refer Investec Bank plc's data protection policy (accessible via a link from this website) for further information. By supplying a telephone number you consent to an Investec Bank plc client manager based in South Africa calling you from time to time with Product and Services information. By supplying an e-mail or postal address, you consent to receiving Product and Services information via these channels.

Protecting your money