Our Investment Process

Asset allocation
Our asset allocation experts decide where your money should be invested and in which asset classes to meet your objectives. They consider macro and stock specific influences, taking into account trends in global economies, interest rates and currencies, as well as forecasts for corporate profits and dividends.

Stock and sector allocations
At the stock and sector level, our experts use the asset allocation guidance to make more detailed recommendations. Their analytical approach enables us to make timely tactical changes. Groups of research specialists and fund managers work in parallel, reviewing model portfolio constituents and structures for overseas equities.

Collective funds
A group of collective investments specialists selects the trusts and funds that form our recommended list. They monitor and review performance, valuation and manager turnover. They regularly meet fund managers and are responsible for all our mainstream recommendations as well as selecting our ethical, commercial property, hedge fund and structured product preferences.