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1 year
fixed term deposits, paying 1.65% AER*

2 year
fixed term deposits, paying 1.95% AER*

3 year
fixed term deposits, paying 2.20% AER*

apply for the 1, 2 or 3 year fixed term deposits online


                     Apply online now

features of the Fixed Term Deposits Account

+ Fixed-term deposits help protect your returns against interest rate movements so you can
   make the most of your savings.

+ Available in terms of 1, 2 or 3 years, in sterling, euro and US dollars. The rates shown
   above are for sterling fixed term deposits - please call us on 0845 366 6333 for rates on
   euro and US dollar fixed term deposits.

To open your fixed term deposit:
+ A minimum balance of £25,000 is required to open your fixed term deposit

+ The maximum balance is £250,000 - please call us on 0845 366 6333 if you would like to
   deposit more than £250,000**

Once your account is open:
+ 1 year fixed term deposits will earn 1.65% AER*
   2 year fixed term deposits will earn 1.95% AER*
   3 year fixed term deposits will earn 2.20% AER*

+ Interest is paid annually or monthly.

+ You will not be able to withdraw your money during the term of your fixed term deposit

what our clients say

You have been extremely good and extremely simple to operate and saved me bouncing stuff around all over the place trying to get the best interest. You have been extremely good to deal with, very very easy, and I'm most grateful.

Thank you for providing such great service. It’s a pleasure to deal with Investec.

key product information

Account name | Fixed Term Deposit Account

Interest basis Monthly Annual
Rate type Gross p.a. Net AER Gross p.a. Net AER
1 year
1.64% 1.31% 1.65% 1.65% 1.32% 1.65%
2 years 1.93% 1.55% 1.95% 1.95% 1.56% 1.95%
3 years 2.18% 1.74% 2.20% 2.20% 1.76% 2.20%

Tax status  |  Your tax treatment depends on your individual circumstances and you should
                     seek advice on this. Your tax treatment maybe subject to change in the future

Withdrawal  |  No early withdrawals permitted

Access  |  Access to account information via online and telephone banking

need more information?

> Call us on 0845 366 6333 or +44 20 7597 4131

> Email us at banking@investec.co.uk

> Download the fixed term deposit factsheet

apply for the 1, 2 or 3 year fixed term deposits online

                   Apply online now

what else can we offer you?

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£Million Mortgages

Mortgages for sums of over £1m, for residential homes and investment property purchases.
> Find out more

already a client?

online and mobile banking

> Log in
> About online banking

telephone banking

> 24/7/365
> 0845 366 6333
> +44 20 7597 4131

contact us

> 0845 366 6333
> +44 20 7597 4131
> banking@investec.co.uk

* AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once a year. Gross means the interest rate payable before the deduction of tax. The AER is intended to be an indicative rate to help you compare the return on different savings products. Rates quoted represent the annual interest option.

** Please note that the rates quoted on our website are for fixed term deposits of up to £250,000 only. Different rates apply for larger deposits. Please call us to find out what rates we offer. 
If you apply and deposit more than £250,000, we will not open your account. Instead, we will contact you to see if you are happy to proceed on the basis of the rate we quote. In the meantime, your money will earn no interest. If we are unable to obtain your instructions within five working days of your deposit, we will return your deposit to you. If you paid by cheque, we will return your cheque uncashed. If you sent money to us electronically, we will return this to the account from which you sent the money.

By telephoning the above phone number, your call will be routed to Investec Limited in South Africa. Similarly, data provided to the above e-mail address will be sent to Investec Limited in South Africa. Any data (including personal data) that is provided by phone/e-mail in this way will be retained for marketing purposes. Data will not be disclosed outside the Investec group of companies and will be treated with full regard to the United Kingdom's Data Protection legislation. Refer Investec Bank plc's data protection policy (accessible via a link from this website) for further information. By supplying a telephone number you consent to an Investec Bank plc client manager based in South Africa calling you from time to time with Product and Services information. By supplying an e-mail or postal address, you consent to receiving Product and Services information via these channels.