Offshore Personal Savings Accounts
Our offshore savings accounts can be used to help you diversify, segregate and grow your wealth within the Channel Islands.
Our accounts are available in multiple currencies with a wide choice of terms. They include high-interest notice accounts, fixed term deposits and easy access accounts.
You’ll also have direct access to a dedicated client relationship manager based in Guernsey.
Access to our in-house treasury department
We manage our own foreign exchange and interest rates through our own treasury department.
This gives you a unparalelled level of access to the global foreign exchange and interest rates markets. It also means we can use institutional rates and instruments to maximise your returns. Or we can simply create a risk-mitigating solution just for you. You’ll also have access to regular economic and marketing commentary, articles and a daily précis of market activity.
Fixed Term Deposits
Competitive fixed-term deposits priced against money market rates, in a range of currencies.
Direct Reserve Account
Tiered variable interest rates with no fixed term and 32 days notice in sterling, euro, US dollar, Australian dollar or South African rand.
Investec Horizon Account
An account with no fixed term and 90 days' notice offering variable interest rates in sterling, euro, US dollar and a range of other currencies.
Investec Offshore – Limited Editions
Accounts which offer limited edition fixed term deposit rates in sterling. These are limited issues and subject to availability.
Investec Offshore Limited Editions
- Offshore Lending
- Treasury and foreign exchange
- Custody and nominee services
- Our offices - contact details and locations, and regulatory information
Interest is paid gross, without the deduction of any tax. In accordance with the EU Savings Tax Directive, automatic exchange of information applies where individuals are resident in the European Union.
Please see our Special Terms and Conditions for full account details. Interest rates may vary unless otherwise stated. Interest is calculated daily from the date of receipt of cleared funds. (See our General Terms & Conditions.) All local and non-local individual private client deposit accounts are held in Guernsey. Investec Bank (Channel Islands) Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for "qualifying deposits" up to £50,000, subject to certain limitations. The maximum total compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme's website www.dcs.gg or on request. Deposits made with the Bank are not covered by the Financial Services Compensation Scheme under the UK Financial Services & Markets Act 2000.
Investec Bank (Channel Islands) Limited is part of Investec Specialist Bank and a subsidiary of Investec Bank Plc. This document is issued on behalf of Investec Bank (Channel Islands) Limited which is licensed by the Guernsey Financial Services Commission. Registered Address: Glategny Court, Glategny Esplanade, St Peter Port, Guernsey, GY1 1WR. Registered Number: 5845. The Jersey Branch of Investec Bank (Channel Islands) Limited is regulated by the Jersey Financial Services Commission to carry on deposit taking business under the Banking Business (Jersey) Law 1991, as amended. The Jersey Branch registered address is One The Esplanade, St Helier, Jersey, JE2 3QA. Copies of the Banks audited accounts are available on request. Telephone calls are recorded.