| Monthly | Annual | |||
|---|---|---|---|---|
| Gross P.A. |
Net¹ | Gross P.A. AER² | ||
| Investec High 5 Issue 2 Account | ||||
| £25,000+ | 3.16 | 2.53 | 3.21 | |
| Investec High 10 Account | ||||
| £25,000+ | 3.12 | 2.49 | 3.16 | |
| Investec E-asy Access Account | ||||
| £0+ | 0.50 | 0.40 | 0.50 | |
| Investec Fixed Term Deposits | ||||
| 1 Year Fixed Term Deposit | n/a | 2.76* | 3.45 | |
| 2 Year Fixed Term Deposit | n/a | 3.10* | 3.87 Gross | |
| 3.80 AER | ||||
| *Interest is paid gross for fixed term deposits of over £50 000 | ||||
| Investec Money Market Tracker | ||||
| £100,000+ | For the latest rates call our Banking team on +44 20 7597 4131 |
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| Investec High 5 Account (no longer available to new investors) | ||||
| £25,000+ | 3.17 | 2.54 | 3.22 | |
| Cash Management Account (no longer available to new investors) | ||||
| £10,000 - £49,999 | 0.25 | 0.20 | 0.25 | |
| £50,000+ | 0.50 | 0.40 | 0.50 | |
| Premier Interest Cheque Account | ||||
| £25,000+ | 0.50 | 0.40 | 0.50 | |
| Currency Access Account US Dollar | ||||
| $0+ | 0.00 | 0.00 | 0.00 | |
| Currency Access Account Euro |
||||
| €0+ | 0.00 | 0.00 | 0.00 | |
| Direct Reserve Issue 1 (no longer available to new investors) | ||||
| £2,001 - £9,999 | 0.25 | 0.20 | 0.25 | |
| £10,000 - £24,999 | 1.79 | 1.43 | 1.80 | |
| £25,000 - £49,999 | 1.98 | 1.59 | 2.00 | |
| £50,000 - £99,999 | 2.47 | 1.98 | 2.50 | |
| £100,000 - £249,999 | 2.72 | 2.17 | 2.75 | |
| £250,000 - £499,999 | 2.72 | 2.17 | 2.75 | |
| £500,000+ | 2.76 | 2.21 | 2.80 | |
| Direct Reserve Issue 2 (no longer available to new investors) | ||||
| £10,000 - £24,999 | 1.79 | 1.43 | 1.80 | |
| £25,000 - £49,999 | 1.79 | 1.43 | 1.80 | |
| £50,000 - £99,999 | 1.98 | 1.59 | 2.00 | |
| £100,000 - £249,999 | 2.23 | 1.78 | 2.25 | |
| £250,000 - £499,999 | 2.23 | 1.78 | 2.25 | |
| £500,000+ | 2.47 | 1.98 | 2.50 | |
| Direct Reserve Issue 3 | ||||
| £25,000 - £49,999 | 1.79 | 1.43 | 1.80 | |
| £50,000 - £99,999 | 1.98 | 1.59 | 2.00 | |
| £100,000 - £249,999 | 2.23 | 1.78 | 2.25 | |
| £250,000 - £499,999 | 2.23 | 1.78 | 2.25 | |
| £500,000+ | 2.47 | 1.98 | 2.50 | |
| Direct Reserve US Dollar | ||||
| $25,000 - $99,999 | 1.19 | 0.96 | 1.20 | |
| $100,000 - $249,999 | 1.29 | 1.04 | 1.30 | |
| $250,000 - $499,999 | 1.39 | 1.11 | 1.40 | |
| $500,000+ | 1.49 | 1.19 | 1.50 | |
| Direct Reserve Euro | ||||
| €25,000 - €99,999 | 1.19 | 0.96 | 1.20 | |
| €100,000 - €249,999 | 1.29 | 1.04 | 1.30 | |
| €250,000 - €499,999 | 1.39 | 1.11 | 1.40 | |
| €500,000+ | 1.49 | 1.19 | 1.50 | |
| Cash - ISA (no longer available to new investors) This rate effective 14 June 2010 | 2.47 | - | 2.50 | |
| Interest rates are variable and subject to change. Effective from 16 May 2012. | ||||
1 The net rate of interest is calculated as the gross rate with deduction of tax at the lower rate tax.
2 AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once a year. ‘Gross’ is the interest rate paid before the deduction of tax.
Please note that no interest is paid, except on ISA accounts, if the balance falls below £25,000.